Blog content goes here. Successful wealth management combines fiduciary advice, globally diversified investment management, and comprehensive financial planning—our areas of knowledge and experience. Blog content goes here. Successful wealth management combines fiduciary advice, globally diversified investment management, and comprehensive financial planning—our areas of knowledge and experience.
Blog content goes here. Successful wealth management combines fiduciary advice, globally diversified investment management, and comprehensive financial planning—our areas of knowledge and experience. Blog content goes here. Successful wealth management combines fiduciary advice, globally diversified investment management, and comprehensive financial planning—our areas of knowledge and experience. Blog content goes here. Successful wealth management combines fiduciary advice, globally diversified investment management, and comprehensive financial planning—our areas of knowledge and experience.
Do you or your parents need long-term care insurance? Let me give you my perspective as a financial professional who does not sell insurance.
People use their retirement income for what they value the most: family, friends, personal independence, and dignity. People need long-term care when a chronic condition limits their ability to carry out basic self-care tasks.
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Do you enjoy betting at the casino? Would you consider spending your time at a casino a sound way to prepare for your retirement?
Most people I talk to who enjoy gambling are smart enough to set a budget for their gambling, maybe $100 or $500, to go and have some fun at the tables or slot machines. Sometimes they come out ahead, but when they lose, they consider the money they lost as part of their vacation expenses.
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“I see the noise, and it’s ugly.”
Yes, an equity strategist said, “I see the noise and it’s ugly.” But he went on to say, “But understand the big picture: if you’re a long-term investor with the ability to look out beyond a few years, you’ll look back and say, this was a chance to pick up stocks I missed on the way up.”
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Studies show that people spend as much as 100% more when they do not use real money. However, the new Apple Pay smart phone payment system has great promise. You can leave your wallet, credit card, and debit card at home.
Credit and debit cards made spending easier. Now, Apple hopes its new Apple Pay system will be another leap forward in making spending even easier.
People often spend their entire lives endeavoring to build wealth. But wealth can be lost unexpectedly in a moment. What can you do?
It would be tragic to you and your family to lose the wealth you have carefully built over a lifetime. Fortunately, there are risk-management tools to help you protect yourself and your family from the unexpected.
Do you understand money? How well can you answer these three questions?
- If you had $100 in your savings account earning 2% interest annually, after 5 years, would you have more, the same, or less?
- If the interest rate on your savings was 1% and inflation was 2%, after 1 year, would you be able to buy more, the same, or less than today?
- True or false: Buying a single company stock usually provides a safer return than a stock mutual fund.
Many of us have developed a relationship with a financial advisor over many years. It can be emotionally difficult to make a change. But there are times when a change will be in your best interest.
If you have a sound financial advisor who is proactively providing you with direction, competently helping you keep your financial and investment planning up to date, don’t let them go! A study by The Vanguard Group indicates that a prudent financial advisor produces real value over the long term.
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