The Jentner Blog

Many Investors Think They Can Avoid Risk

Some investors think they can avoid investment risk while seeking financial independence. People appreciate the stock market’s long-term average annual return of more than 10%. Even bonds have earned a long-term average of more than 5%. The problem is most people do not have the stomach to “ride the waves” along the way from day today or even year to...
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How Can You Improve Your Investment Return?

How can a person improve their long-term investment return? The answer may surprise you. Many people can improve their returns by modifying their own behavior. Let me re-state that:  It may be your own behavior—not the market—that is letting you down. Investment markets fluctuate constantly, but investors who stick with a balanced portfolio over the years tend to do well....
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Are You Prepared for the Next Market Decline?

Are you prepared for a market decline? The market retreats on average one out of every three years. Market corrections should not come as a surprise. But those who try to time when to be in and out of the market in anticipation of market advances and declines have a poor record of success. Continue reading
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Six Steps to Help Protect Seniors with Diminished Capacity

An ancient Chinese proverb goes as follows: Money can take one man anywhere, but it cannot pass through three generations. This Chinese proverb is remarkable in light of current financial statistics. 90% of families do not retain their unity and their finances after three generations. Continue reading
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America’s Financial Literacy

As a guest lecturer for the graduating engineers at a local university, I had the opportunity to help seniors consider the benefits of smart personal financial decisions. I began the lecture with a question:  How many of you have had a class in personal finance at any point in your high school or college education? You may be surprised with...
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Is Your Behavior Damaging Your Investment Returns?

Statistical returns of various investments can be very misleading. The behavior of an investor has a dramatic effect on his or her actual returns. It is not uncommon for investment advertisements to tout their investment returns. Some of these returns look very attractive. However, the advertised returns generally have no relationship to what individual investors actually earn in that investment....
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